About Us
The motivation behind founding Next Level Education was clear: to help industry experts Advance Home Ownership across the country. J.R. and Debbie saw an opportunity to expand their vision. With hundreds of thousands of loan officers in the U.S., they realized by motivating new professionals to enter the industry and elevating seasoned veterans, they could exponentially grow the number of families achieving homeownership.
Next Level Education was born from this vision—to inspire and equip loan officers with the tools and knowledge to make a lasting difference. As an NMLS-approved provider, we are dedicated to redefining the approach to professional development in the mortgage industry, delivering impactful training experiences through modern tools like Adobe Learning Manager, and providing industry news and updates.
J.R. Huber
CEO & PRESIDENT
J.R. Huber is a 30-year veteran of the mortgage industry who has seen it all—from working with a Community Bank and a mid-sized IMB to navigating the scale of 2 of the largest lenders in the country. His career journey, which started as a Loan Officer ranking in the top 3%, nationally, has included roles as a branch manager, regional manager, Executive Vice President, and President. Along the way, J.R. has built high-performing teams, led through historic market cycles, and gained a deep, fluent understanding of the industry (along with a few gray hairs to prove it).
Debbie Gadberry, CMB
COO & SENIOR VP
Debbie Gadberry has over four decades of experience in the Mortgage Banking Industry, specializing in sales, operations and service within the Retail, Wholesale and Correspondent Channels. Throughout her career, she has remained deeply passionate about the mortgage industry and the profound impact it has on individuals and communities. She is dedicated to fostering a culture of mentorship, training, and education for new professionals entering this field.
Team Excellence
At Next Level Education, we are proud to have assembled a team of dedicated professionals with extensive experience in mortgage education and certification. Our team includes seasoned mortgage loan officers, industry experts, and educational specialists, all working together to provide you with the best learning experience possible.
