Licensing FAQ

If your company is licensed with or registered in a state through NMLS, either of you can submit and pay for your license/registration application. Whoever submits the Individual MU4 application must pay any associated fees when it is submitted to the state agency.

If the employer is paying, consult with your employer before proceeding.
If you are paying for the license/registration request, proceed to Step 2.

All license or registration requirements and fees are available using the License and Fees Requirements Excel file and associated checklists in the Checklist Compiler.

If yes, proceed to Step 5.
If unsure, see the View Testing Information Quick Guide for further assistance.
If no, open the MLO Testing page for further assistance.

If yes, proceed to Step 6.
If unsure, see the Course Completion Records Quick Guide for further assistance.
If no, open the Education page for further assitance.

If your company is paying, review the Attestation Quick Guide for further assistance.

If you are paying for your own license or registration request, use the Individual (MU4) Form Filing Extended Quick Guide for further assistance. The Individual (MU4) Form Filing Quick Guide offers a shorter version of the steps.
Visit the Criminal Background Check and Credit Report pages for more information regarding those requirements.

Regulators use license items and license statuses to communicate any questions, concerns, or items requiring updates. The references below can with understanding and viewing these items.

Individual Dashboard: Defines the features of the Individual Dashboard in NMLS, where license items and statuses are communicated.
License Status Definitions: This document includes a chart defining each license status and suggested next steps.

All questions concerning NMLS navigation, technical issues, or error messages should be directed to the NMLS Call Center at 1-855-665-7123.