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2025 Deadline Dates

NMLS Continuing Education (CE) deadlines can vary depending on the state, but generally, here are some important details:

Annual CE Requirement: Mortgage Loan Originators (MLOs) must complete at least 8 hours of NMLS-approved continuing education every year. This is typically broken down into topics such as federal law, ethics, and non-traditional mortgage lending.

Renewal Period: The renewal period generally runs from November 1 to December 31. MLOs must complete their continuing education before December 31st each year to maintain an active license for the following year.

CE Deadline: Most states require that CE be completed by December 31st, though some may have earlier deadlines to ensure enough processing time.

Late Renewal: MLOs who miss the December 31st deadline may need to complete CE and apply for late renewal, which can come with additional fees and potential delays in their ability to continue working.

2025
October 31
Georgia
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NOVEMBER 1
WEST VIRGINIA, WASHINGTON DC
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NOVEMBER 30
KENTUCKY, SOUTH CAROLNA
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DECEMBER 1
Delaware, Idaho, Iowa, Kansas, Puerto Rico, Vermont
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DECEMBER 5
SMART CE DEADLINE
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DECEMBER 26
GUARANTEED TO MISS RENEWAL
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DECEMBER 31-STANDARD DEADLINE
Alabama, Alaska, Arizona, Arkansas, California DRE, California DFPI, Colorado, Connecticut, Florida, Guam, Hawaii, Illinois, Indiana SOS, Indiana DFI, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina BFI, South Dakota, Tennessee, Texas SML, Utah DFI, Virginia, Virgin Islands, Wisconsin, Wyoming
A map of the united states with each state labeled.