NMLS Course ID #18719
This self-paced, online course provides a comprehensive overview of Rhode Island’s state-specific laws and regulations governing mortgage lending practices. Participants will review regulatory oversight by the Rhode Island Department of Business Regulation, borrower protections under the Rhode Island Home Loan Protection Act (RIHLPA), and fair housing obligations established by the Rhode Island Fair Housing Practices Act. The course also addresses state requirements related to title insurance, attorney selection, prepayment penalties, and loan fee disclosures. By focusing on Rhode Island’s statutory framework, licensees will strengthen their understanding of consumer protections, avoid prohibited conduct, and maintain compliance while promoting ethical, transparent, and fair mortgage lending practices throughout the state.
Course Format:
- Delivered in an online, self-study format
- Organized into three interactive modules, each focusing on specific topics
- Each module includes an engaging activity or case study to reinforce key concepts
- Quizzes follow each module, with a final exam at the end of the course
- Participants must complete all content sections, activities, quizzes, and the final exam to receive course credit
- A certificate of completion will be awarded upon successful completion
Next Level Education offers a transparent and student-friendly refund policy as follows:
- Full Refund Eligibility: Students are eligible for a full refund if they cancel their enrollment at least 7 days before the course start date.
- Partial Refund Eligibility: Students who cancel their enrollment less than 7 days before the course start date but before the course begins are eligible for a 50% refund. Once the course has started, no refunds will be issued.
- Course Cancellation: If Next Level Education cancels a course, students will receive a full refund, regardless of the cancellation date.
- Procedure to Request a Refund: To request a refund, students must submit a written request via email to support@nextleveled.com, including their full name, course name, and reason for cancellation. Refund requests will be processed within 14 business days of receipt.
- Non-Refundable Fees: Administrative fees and material costs are non-refundable.
- Credit for Courses Purchased: If a student is unable to attend a course after enrolling, they may choose to credit their payment towards a future course instead of requesting a refund. This option must be requested in writing.
- Affiliate Partner Purchases: Courses purchased through Affiliate Partners are subject to the refund policies of the Affiliate Partner. Terms and Conditions | Mortgage Education
By enrolling in our courses, students agree to the terms and conditions of this refund policy.