YOU ARE PURCHASING A PACKAGE OF 12 HOURS OF CONTINUING EDUCATION. CLASS WILL BE HELD ON TWO SEPARATE DAYS IN THE SAME WEEK. THIS IS A WEBINAR COURSE. A WORKING WEBCAM IS REQUIRED TO ATTEND THIS COURSE!
Courses included in this package:
7 Hour SAFE Core: 2026 Mortgage Compliance
NMLS Course ID: 18436
This 7-hour SAFE Core CE course covers the federal compliance issues most likely to trigger regulatory findings in mortgage origination. It focuses on federal mortgage law, ethics and consumer protection, and risks tied to nontraditional products. Participants examine how statutes and enforcement standards apply to real origination activity, with emphasis on borrower understanding, underwriting integrity, and consistent decisioning for 2026 supervisory reviews.
1 Hour PA SAFE: PA Mortgage Compliance
NMLS Course ID 18438
This one-hour Pennsylvania CE course gives mortgage loan originators a focused review of state mortgage law covering licensure, conduct, consumer protections, and enforcement. It examines the authority of the Department of Banking and Securities, compliance duties under the Mortgage Licensing Act, key consumer statutes including the Loan Interest and Protection Law, and PHFA’s role in foreclosure prevention through HEMAP.
2 Hour NJ SAFE: New Jersey Mortgage Compliance
NMLS Course ID: 18480
This course provides Mortgage Loan Originators with a focused review of New Jersey mortgage laws and regulations. Topics include licensing, prohibited and required conduct, fees, disclosures, enforcement authority, borrower protections under the New Jersey Home Ownership Security Act, and state housing finance programs. Statute-based instruction helps participants identify legal risk and meet compliance obligations in residential lending.
2 Hour SAFE: Maximum Loan Amount & Collateral Risk in Residential Mortgage Lending
NMLS Course ID: 18492
This two-hour elective explains how maximum residential mortgage loan amounts are determined through property value, borrower equity, LTV limits, and federal housing finance rules. It examines FHA and conventional program standards, statutory loan limits, appraisal methods, automated valuation tools, and risk controls. MLOs will see how valuation, leverage, and eligibility interact to determine whether a loan can be approved, insured, or sold.
TECHNICAL REQUIREMENTS:
- To attend this course, you must have a reliable high-speed internet connection and a working webcam.
- Your webcam is required to be on for the duration of the course, and you must be physically present and visible from the shoulders up for the entirety of the course.
- Important: You will not be permitted to attend this course without a working webcam.
Next Level Education offers a transparent and student-friendly refund policy as follows:
- Full Refund Eligibility: Students are eligible for a full refund if they cancel their enrollment at least 7 days before the course start date.
- Partial Refund Eligibility: Students who cancel their enrollment less than 7 days before the course start date but before the course begins are eligible for a 50% refund. Once the course has started, no refunds will be issued.
- Course Cancellation: If Next Level Education cancels a course, students will receive a full refund, regardless of the cancellation date.
- Procedure to Request a Refund: To request a refund, students must submit a written request via email to support@nextleveled.com, including their full name, course name, and reason for cancellation. Refund requests will be processed within 14 business days of receipt.
- Non-Refundable Fees: Administrative fees and material costs are non-refundable.
- Credit for Courses Purchased: If a student is unable to attend a course after enrolling, they may choose to credit their payment towards a future course instead of requesting a refund. This option must be requested in writing.
- Affiliate Partner Purchases: Courses purchased through Affiliate Partners are subject to the refund policies of the Affiliate Partner. Terms and Conditions | Mortgage Education
By enrolling in our courses, students agree to the terms and conditions of this refund policy.