The Elite Exam Prep

The smarter, faster way to pass the SAFE MLO exam with confidence.

$299.00

Course Format: Self Paced

Course Type: Pre-Licensing

Total Duration: 12 hr 10 min
Exam Prep 1.1 Course Introduction and Objectives
Elearning
3 min 52 secs
Exam Prep 1.2 Overview of the Mortgage Industry
Elearning
8 min 20 secs
Exam Prep 1.3 History of Mortgage Lending: Early Reforms (1930s-1970s)
Elearning
6 min 31 secs
Exam Prep 1.4 History of Mortgage Lending: Modern Era (1980s-Present)
Elearning
4 min 52 secs
Exam Prep 1.5 Lending History Knowledge Application
Elearning
5 min 58 secs
Exam Prep 1.6 Positions within the Mortgage Industry
Elearning
9 min 1 sec
Exam Prep 1.7 Loan Officer Responsibilities Application
Elearning
4 min 51 secs
Exam Prep 2.1 Chapter Introduction & Objectives
Elearning
3 min 13 secs
Exam Prep 2.2 Primary Federal Regulatory Agencies
Elearning
9 min 30 secs
Exam Prep 2.3 CFPB: Roles, Regulations & Enforcement
Elearning
14 min 17 secs
Exam Prep 2.4 Secondary Federal Agencies in Mortgage Oversight
Elearning
11 min 6 secs
Exam Prep 3.1 Introduction to Fair Lending
Elearning
3 min 7 secs
Exam Prep 3.2 Disparate Impact Fundamentals
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3 min 13 secs
Exam Prep 3.3 Fair Housing Act Fundamentals
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5 min 53 secs
Exam Prep 3.4 ECOA and Regulation B
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5 min 10 secs
Exam Prep 3.5 HMDA Data Collection and Reporting
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4 min 39 secs
Exam Prep 3.6 HOEPA High-Cost Mortgage Protections
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6 min 54 secs
Exam Prep 3.7 Fair Lending Laws Summary
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22 secs
Exam Prep 4.1 Course Introduction and Learning Objectives
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4 min 20 secs
Exam Prep 4.2 Pre-Qualification and Pre-Approval
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4 min 12 secs
Exam Prep 4.3 Loan Application Fundamentals
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6 min 49 secs
Exam Prep 4.4 Loan Processing
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4 min 30 secs
Exam Prep 4.5 Underwriting Process and Guidelines
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9 min 46 secs
Exam Prep 4.6 Closing and Funding
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2 min 52 secs
Exam Prep 4.7 Activity 4.1 Loan Origination Process Review
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1 min 20 secs
Exam Prep 4.8 MLO Roles and Responsibilities Overview
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4 min 20 secs
Exam Prep 4.9 MLO Functions Throughout the Loan Process
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9 min 36 secs
Exam Prep 4.10 Completing the Loan Estimate
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4 min 25 secs
Exam Prep 4.11 Activity 4.2: Loan Estimate Completion Exercise
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12 min 52 secs
Exam Prep 4.12 Compliance Summary and TRID Requirements
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4 min 23 secs
Exam Prep 5.1 Introduction and Learning Objectives
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4 min 13 secs
Exam Prep 5.2 Completing the URLA (form 1003)
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21 min 43 secs
Exam Prep 5.3 Debt-to-Income Ratios
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12 min 59 secs
Exam Prep 5.4 Income and Asset Documentation
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12 min 19 secs
Exam Prep 5.5 Credit Report Analysis
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11 min 44 secs
Exam Prep 5.6 Appraisal and Loan-to-Value
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9 min 47 secs
Exam Prep 6.1 Introduction to Traditional Mortgage Products
Elearning
4 min 47 secs
Exam Prep 6.2 Traditional vs Non-Traditional Loan Products
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3 min
Exam Prep 6.3 Fannie Mae, Freddie Mac and Loan Securitization
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2 min 53 secs
Exam Prep 6.4 Conventional Loan Fundamentals
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5 min 54 secs
Exam Prep 6.5 Automated Underwriting Systems
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6 min 23 secs
Exam Prep 6.6 Understanding Private Mortgage Insurance
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8 min 24 secs
Exam Prep 6.7 Government Backed Loan Programs
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4 min 44 secs
Exam Prep 6.8 Chapter Summary: Traditional Mortgage Products
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1 min 32 secs
Exam Prep 7.1 Introduction to Non-Traditional Mortgage Products
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4 min 12 secs
Exam Prep 7.2 Conventional, Conforming, and Non-Conforming Loans
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11 min 25 secs
Exam Prep 7.3 Qualified Mortgages and Ability-to-Repay Rule
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15 min 23 secs
Exam Prep 7.4 Adjustable-Rate Mortgages (ARM)
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12 min
Exam Prep 7.5 Reverse Mortgages and HECM
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18 min 47 secs
Exam Prep 7.6 Balloon Mortgages
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1 min 32 secs
Exam Prep 7.7 Bridge Loans
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1 min 36 secs
Exam Prep 7.8 Construction Loans
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4 min 25 secs
Exam Prep 8.1 Course Introduction & Learning Objectives
Elearning
3 min 22 secs
Exam Prep 8.2 Dodd-Frank Act Fundamentals
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3 min 14 secs
Exam Prep 8.3 TILA Overview & Regulation Z
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4 min 44 secs
Exam Prep 8.4 TILA Required Disclosures
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11 min 33 secs
Exam Prep 8.5 TILA Loan Estimate Review
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4 min 42 secs
Exam Prep 8.6 RESPA Origins & Purpose
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4 min 26 secs
Exam Prep 8.7 Regulation X & RESPA Applicability
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9 min 31 secs
Exam Prep 8.8 RESPA Subpart B - Settlement & Disclosure Requirements
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9 min 18 secs
Exam Prep 8.9 RESPA Subpart C - Mortgage Servicing Rules
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3 min 42 secs
Exam Prep 8.10 Activity 8.2 - RESPA Section 8 Case Study
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2 min 38 secs
Exam Prep 8.11 TRID Overview & Timeline
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7 min 33 secs
Exam Prep 8.12 TRID Changed Circumstances & Re-disclosure
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4 min 18 secs
Exam Prep 8.13 TRID Fee Tolerances & Closing Disclosure
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6 min 54 secs
Exam Prep 9.1 Security, Identity & Privacy Regulations Overview
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3 min 11 secs
Exam Prep 9.2 Gramm-Leach Bliley Act Fundamentals
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6 min 26 secs
Exam Prep 9.3 Loan Officer GLBA Responsibilities
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3 min 19 secs
Exam Prep 9.4 Fair Credit Reporting Act Fundamentals
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6 min 18 secs
Exam Prep 9.5 Fair and Accurate Credit Transactions Act
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2 min 53 secs
Exam Prep 9.6 FTC Red Flag Rule & MLO Compliance
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8 min 19 secs
Exam Prep 9.7 Bank Secrecy Act Compliance
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4 min 35 secs
Exam Prep 9.8 USA PATRIOT Act Requirements
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6 min 2 secs
Exam Prep 9.9 Chapter Summary & Key Takeaways
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1 min 30 secs
Exam Prep 10.1 Chapter Introduction & Learning Objectives
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4 min 35 secs
Exam Prep 10.2 Ethics & Financial Responsibility
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13 min 38 secs
Exam Prep 10.3 Consumer Relationships & Information Handling
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6 min 3 secs
Exam Prep 10.4 Ethics Scenarios Activity
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19 min 5 secs
Exam Prep 10.5 Fraud Fundamentals & Red Flags
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11 min 41 secs
Exam Prep 10.6 Fraud Types and Case Studies
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7 min 23 secs
Exam Prep 10.7 Suspicious Activity & Prohibited Acts
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7 min 30 secs
Exam Prep 10.8 Fraud Case Study & MLO Obligations
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2 min 10 secs
Exam Prep 10.9 Consumer Protection and Predatory Lending
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5 min 12 secs
Exam Prep 10.10 Fair Lending & Affiliated Business Arrangements
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6 min 38 secs
Exam Prep 10.11 Truth in Advertising & Disclosures
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5 min 43 secs
Exam Prep 10.12 Borrower Education & Compliant Handling
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10 min 46 secs
Exam Prep 11.1 Chapter Introduction & Objectives
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3 min 8 secs
Exam Prep 11.2 Loan Originator Compensation Rules
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9 min 3 secs
Exam Prep 11.3 Higher Priced Mortgage Loans (HPML)
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7 min 13 secs
Exam Prep 11.4 HOEPA vs HPML Comparison
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1 min 42 secs
Exam Prep 11.5 Homeowners Protection Act (PMI Cancellation)
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6 min 48 secs
Exam Prep 11.6 Flood Disaster Protection Act
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5 min 26 secs
Exam Prep 12.1 Introduction to Closing and Funding
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3 min 5 secs
Exam Prep 12. 2 Closing Disclosure Fundamentals
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2 min 51 secs
Exam Prep 12.3 Fee Tolerance Application
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7 min 29 secs
Exam Prep 12.4 Essential Closing Documents
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20 min 14 secs
Exam Prep 12.5 Title and Title Insurance
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2 min 49 secs
Exam Prep 12.6 Closing Parties and Funding
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7 min 6 secs
Exam Prep 13.1 Introduction to SAFE Act and Licensing
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3 min 45 secs
Exam Prep 13.2 SAFE Act and Regulatory Organizations
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10 min 26 secs
Exam Prep 13.3 NMLS Documents and Public Records
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5 min 45 secs
Exam Prep 13. 4 MLO Licensing Requirements and Application
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6 min 19 secs
Exam Prep 13.5 Licensing Exemptions and Requirements by Role
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6 min 45 secs
Exam Prep 13.6 MLO Conduct and Compliance Requirements
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7 min 57 secs
Exam Prep 14.1 Introduction to Model State Law
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4 min 5 secs
Exam Prep 14.2 MSL Framework and State Variations
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9 min 30 secs
Exam Prep 14.3 Activity: MSL Alignment Analysis
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2 min 59 secs
Exam Prep 14.4 State Regulator Implementation and Enforcement
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6 min 14 secs
Exam Prep 14.5 CFPB Authority and Examinations
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7 min 52 secs
Exam Prep 14.6 Activity: State Licensing Research
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2 min 49 secs

Stop wasting hours on content that doesn’t stick. Elite Exam Prep is the solution to passing the SAFE MLO  exam—built to help you learn faster, retain more, and walk into test day confident.

This program breaks the SAFE MLO  exam into focused micro-learning lessons, so you can master one concept at a time, without burnout or information overload.

It’s a streamlined, results-driven system designed to take you from unsure to fully prepared with a clear, step-by-step path.

Inside, you get everything you actually need to pass:

  • Micro-learning lessons that simplify complex topics
  • Flashcards to lock in key concepts quickly
  • Practice exams to test your knowledge as you progress
  • Full mock exams to simulate the real test experience

No wasted time. Just the exact material you need, delivered in a way that actually sticks.

Built for both first-time test takers and retakes, this program gives you a clear, structured path through mortgage fundamentals, federal laws, ethics, and loan origination, so nothing catches you off guard on exam day.

Study on your schedule. Revisit what matters. Build real confidence.

This is how you pass.

Learn smarter. Study faster. Pass with confidence.

Next Level Education offers a transparent and student-friendly refund policy as follows:

  • Full Refund Eligibility: Students are eligible for a full refund if they cancel their enrollment at least 7 days before the course start date.
  • Partial Refund Eligibility: Students who cancel their enrollment less than 7 days before the course start date but before the course begins are eligible for a 50% refund. Once the course has started, no refunds will be issued.
  • Course Cancellation: If Next Level Education cancels a course, students will receive a full refund, regardless of the cancellation date.
  • Procedure to Request a Refund: To request a refund, students must submit a written request via email to support@nextleveled.com, including their full name, course name, and reason for cancellation. Refund requests will be processed within 14 business days of receipt.
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By enrolling in our courses, students agree to the terms and conditions of this refund policy.